Skip to Content search facebook instagram pinterest twitter youtube

Capabilities

Funds SA offers a range of investment options, from cash to growth-oriented strategies and tailored strategies, to specifically meet our client’s investment objectives.

Our investment and operational approach enables us to cater for different tax environments, with investment options available for tax-exempt investors, tax-paying investors and those investors who are able to take advantage of franking credit refunds.

There are currently 18 investment options, including tailored options for specific clients, distinguished by differing risk profiles, return targets, investment time horizons and tax status.

These investment options invest into common asset class pools according to the determined strategic asset allocation for each option.

National Wine Centre of Australia

 

Funds SA investment option objectives

Funds SA investment option

Investment horizon

Target return

Risk of a negative return

Growth Asset Ranges*

Cash

0+ years

RBA Cash Rate

Less than 0.5 years in 20

0%

Capital Defensive

2+ years

CPI + 1.5%

between 0.5 and 1 year in 20

10% - 40%

Conservative

4+ years

CPI + 2%

Between 2 and 3 years in 20

25% - 55%

Moderate

6+ years

CPI + 3%

Between 3 and 4 years in 20

40% - 70%

Balanced

10+ years

CPI + 3.5%

Between 4 and 6 years in 20

60% - 90%

Growth

10+ years

CPI + 4%

Between 4 and 6 years in 20

70% - 100%

High Growth

10+ years

CPI + 4.5%

Between 4 and 6 years in 20

70% - 100%

Defined Benefit

10+ years

CPI + 4.5%

Between 4 and 6 years in 20

70% - 100%

* ‘Growth’ assets include equities, certain types of property and growth alternatives. The remainder of the funds are invested in ‘Defensive’ assets, including fixed income, inflation linked bonds and cash.

Please note: The investment objectives state the aims of each investment option and are designed to help investors with their investment decisions. The objectives have been developed having regard for the long-term performance and characteristics of financial markets. There is a reasonable probability that the target returns for each investment option will be acheived over its stated time horizon based on the investment strategies employed. However, there is no guarantee the target returns will be met because financial markets are volatile and past performance is note a reliable indicator of future performance. Indeed, for investment options with exposure to growth assets, there is a material likelihood that returns may be negative in any particular year.

 

Coriole Vineyards

Our asset classes are the building blocks for any investment option or strategy we create.

Asset Class

Investments

Cash

 

Exposure to Australian short-term interest rate sensitive debt instruments, such as bank bills, that provide a high level of liquidity with minimal risk of capital loss. 

 

Fixed Interest

 

Short-Term Fixed Interest

Exposure to Australian nominal debt instruments providing principal repayment at maturity, and coupon payments at regular intervals until maturity, with an average duration of around 2-3 years.

 

Long-Term Fixed Interest

Exposure to Australian and global debt instruments providing principal repayment at maturity, and coupon payments at regular intervals until maturity. with an average duration of around 7-8 years. International assets are hedged to the Australian Dollar.

 

Inflation-Linked Securities

 

Exposure to debt securities providing a fixed rate of return in excess of an index related to the general level of prices in the economy, such as the Consumer Price Index or Average Weekly Earnings. International assets are hedged to the Australian Dollar. 

 

Diversified Strategies Income 

 

Investment opportunities with expected returns between that of bonds and equities, not readily classifiable within the other asset classes. Includes investments in investment grade credit, emerging market debt, high-yield securities and absolute return strategies. International assets are hedged to the Australian Dollar. 

 

Property

 

Exposure to Australian listed and unlisted property. 

 

Australian Equities

 

Equity exposure to companies listed or about to be listed on the Australian Securities Exchange. 

 

International Equities

 

Equity exposure to companies listed on international stock exchanges. Includes exposure to emerging markets and small companies. A portion of the developed markets component is hedged to the Australian Dollar. 

 

Diversified Strategies Growth

 

Investment opportunities with expected returns in excess of the long-term expectation for listed equities, not classifiable within the other asset classes. Includes investments in private equity, opportunistic property, infrastructure and other opportunities. International assets are hedged to the Australian Dollar.